The compounded force of vehicles traveling in opposite directions usually cause more damage than crashing in a stationary barrier or pole. As such, head-on collisions often result in some of the most severe injuries seen in car crashes.
Those who sustained injuries in Elgin head-on collisions should reach out to a supportive car accident attorney for legal guidance. At the Law Offices of R.F. Wittmeyer, Ltd., our legal team has over thirty years of experience helping injured victims handle their health insurance and pursue compensation for their medical bills.
Common Injuries from Direct Impact Crashes
Unfortunately, collisions between vehicles in opposite lanes of traffic can cause catastrophic or even fatal harm to motorists and passengers. The following injuries are commonly seen in head-on crashes:
- Broken wrists
- Torn rotator cuffs
- Face burns or bruises from the airbag
- Knee injuries from impacting the dashboard or console
- Spinal damage
- Concussions or traumatic head injuries
It is recommended that those injured in Elgin head-on collisions seek medical advice, no matter how mild the symptoms. Conditions may worsen over time, especially for injuries like torn cartilage that are inflamed by walking. Early testing by a physician or orthopedic surgeon can help detect damage from a direct impact collision that may seem mild at first.
Handling Medical Bills for Car Crash Injury Treatment
Although attorneys are known for helping clients pursue compensation from the responsible parties in a car collision, legal counsel can also assist with handling medical bills and health insurance claims.
Contrary to popular belief, front-end accident victims are advised to use their own healthcare for initial medical expenses, even if their injuries were caused by someone else. Ultimately, a skilled lawyer could assist in seeking reimbursement from the at-fault party and their insurance company, but it is important to first pay medical bills through one’s own health insurance to avoid collection.
Medical Expense Payment Coverage for Elgin Head-On Collisions
Most people have medical expense payment coverage, or MedPay for short, under their own auto policy. This type of medical payments insurance typically has a low limit of about $5,000.
MedPay is like a mini health insurance policy and can be used to pay the following items after a front-end auto collision:
- Items that are not covered by primary health insurance
- Co-pays after the bill has gone through one’s health insurance policy
Using a combination of primary health coverage and MedPay can help an injured victim avoid money out of pocket for their car crash medical treatments. After advising on paying off medical bills through personal insurance, a dedicated local attorney could help an injured victim pursue reimbursement from the party that caused the head-on collision.
Get Legal Guidance for Handling Injuries in Elgin Head-On Collisions
After an incident as severe as a direct impact car crash, you may be suffering from serious physical, emotional, and financial burdens. Our seasoned legal team has handled many of these types of accident cases, and we understand how to pursue adequate compensation for injuries in Elgin head-on collisions. Call the Law Offices of R.F. Wittmeyer, Ltd. today to discuss your case with a compassionate member of our team.