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How Are Lost Wages Calculated?

How Are Lost Wages Calculated?If someone else was at fault for your accident, you have a right to financial compensation. Among the damages you can claim, lost wages can be significant. If you get in an accident, you could miss work while you seek medical treatment and recover. You could also suffer lost wages if you are unable to return to work due to a severe injury or disablement. In these cases, many people wonder how they can calculate their lost wages and whether they are eligible for compensation.

Getting the Compensation You Deserve: Lost Wages

 

Various factors can influence how your lost wages are calculated. The most important of which is whether your doctor authorized you to stay home from work. If your doctor ordered you stay home from work, make sure you have a note. Without a note from your doctor, it can be very difficult to file a claim for lost wages.

 

Calculating Lost Wages

 

Once you have a doctor’s note in hand, you can calculate your lost wages. Keep in mind; you should not settle your insurance claim until you have healed to the extent that you can. You may need to wait until you are sure you can return to work before calculating your wages. Your lost wage calculation will depend on what kind wage you earn (e.g., hourly, salary) and whether you are missing out on additional earnings such as overtime or vacation time.

 

Getting Documentation

 

If you are an hourly employee, provide documentation for the hours you missed and the rate at which they would have been paid. Your employer or human resources manager can help provide this documentation. If you are a salaried employee and accrue benefits for hours worked, your approach will be a little different. You will need to calculate your hourly wage by dividing your salary by the hours you work each year and then multiply that amount by the hours you missed.

 

Importantly, you should not overlook earned benefits such as paid time off and pension benefits. Also, include loss of sales commission, bonuses, or raises you might have missed out on. Ask your employer for documentation of these lost earnings.

 

Getting the compensation you deserve shouldn’t be as hard as it can be. But when it comes to dealing with insurance companies, a good rule of thumb is to make sure you have documentation to back up every financial loss you claim. Also, be prepared to show a doctor’s note and medical records to justify your time missed from work. If you need help building a compelling argument for your lost wages claim, work with a knowledgeable Illinois personal injury lawyer. A lawyer can help you compile the documentation you need to make a strong claim for lost wages and make sure your Illinois personal injury claim accurately reflects your total financial loss.

 

If you need help getting the compensation you deserve, Arlington Heights personal injury attorney Ronald F. Wittmeyer can help. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

 

 

The Risks of Teen driving: A Guide for Parents

The Risks of Teen driving: A Guide for ParentsBecoming a good driver takes practice, which is why new drivers—including teens—have higher rates of traffic fatalities. Teens starting out on the road need guidance, as there are many risks they face as new drivers. Parents play a vital role in teaching their teens to become good drivers, so it’s essential parents be aware of the risks teens face behind the wheel.

 

The Risks Your Teen Faces

 

Traffic fatalities are the leading cause of death among 15-20 year-olds. This vulnerable age group faces dangers such as distracted driving and riding with inexperienced drivers. You can help mitigate these risks by having an open conversation with your teen about the dangers of driving and providing him or her guidance on how to be a safe and defensive driver.

 

Reducing the Risk

 

Distracted driving is one of the biggest risks today’s teen faces when on the road. Teens face the pressures of staying in constant contact with friends and the online world and are more inclined to want to make the most of their technology—and newfound freedom—by using GPS and other mobile navigation technologies. You should warn your teen of the dangers of using mobile devices while driving, but make sure you set a good example yourself. Model responsible behaviors by getting directions before you start the car, pulling over to take calls, and otherwise staying mobile-free while behind the wheel.

 

Peers can distract teens even more than mobile devices can. Teens who drive with peer passengers face higher rates of traffic fatalities. Unfortunately, more than half of teens who die in car crashes are passengers themselves. Go over the importance of wearing seat belts, and always wear a seat belt yourself when driving with your teen. Also, enforce graduated driving laws, and limit the passengers your teen can drive with to adults only until he or she becomes a more experienced driver.

 

Practice Makes a Difference

 

Lastly, make sure your teen gets more than enough practice. Practice in different conditions, such as day and night, and fair and inclement weather. Practice doesn’t make perfect when it comes to driving, but it can increase the chance your teen can safely avoid an accident.

 

Safe driving comes with practice. But many teens get into accidents while learning how to drive. Make sure you work with your teen on safe driving habits and help them navigate the insurance claim process if they do get in an accident. Speak with an experienced Illinois auto accident attorney if you need guidance. An attorney can advise you on what could potentially happen to your auto insurance rates, explain the claims process, and make sure your rights—and those of your teen—are protected.

 

If you or a loved one has recently been injured in an accident, Arlington Heights personal injury attorney Ronald F. Wittmeyer can help. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

 

 

 

Driving in the Rain: Tips for Staying Safe on the Road this Fall

Driving in the Rain: Tips for Staying Safe on the Road this FallWet roads are a leading cause of motor vehicle accidents, especially in the fall and spring seasons. To get you through this fall safely, follow these tips for driving in the rain.

Tips for Driving in the Rain

Stay slow and alert. Take extra precautions when driving in the rain. In fact, any inclement weather—be it rain, snow, or fog—calls for slowing down and staying focused when behind the wheel. Slowing down is the only way to decrease your risk of hydroplaning and losing control. Staying vigilant forces you to break out of autopilot when driving on your regular route.

Pay attention to the condition of the road. After the heat and heavy traffic of summer, roadways can accumulate a build up of oil and rubber. After just one rainfall, those surfaces turn slick. Drive with extreme caution after the season’s first rains as that build up can cause accidents.

Also, be careful when there are leaves on the ground. When combined with rain, dead leaves become very slippery and even harder to see.

Increase your visibility. Rain makes it harder for everyone to see on the road. Illinois law requires you to turn your headlights on in the rain, fog, or other inclement weather when your windshield wipers are on. Turn on those headlights whenever it’s raining, or visibility is an issue, and consider getting heavy-duty wiper blades to ensure your visibility is optimal.

Know how to handle hydroplaning. Hydroplaning occurs when your tires temporarily have less traction on the road than they do on the water and cause loss of control. Decelerate slowly and steer straight when hydroplaning. Don’t slam on your breaks or try to accelerate out of the hydroplane.

Don’t use cruise control. Cruise control can be counterintuitive in the rain and cause you to go faster when hydroplaning.

The Risks on the Road

Fall in Illinois means beautiful foliage, crisp air, and rain. Factors like leaf debris, oil buildup, and low visibility can contribute to auto accidents, but following these tips will help you stay safe driving in inclement weather to ensure you can enjoy one of the most beautiful seasons of the year.

 

If you’ve recently been injured and need help with your insurance claim, Arlington Heights personal injury attorney Ronald F. Wittmeyer can help. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

 

 

 

Avoiding Deer and Other Wildlife While on the Road

Avoiding Deer and Other Wildlife While on the RoadWhitetail deer season is right around the corner, with activity peaking October-December due to mating season.

Deer are crepuscular; they are most active at dawn and dusk. Unfortunately, that means we are less likely to see them when on the road and more likely to get in an accident.

Driving With Deer on the Road

Avoiding a deer accident starts with reducing distractions and being aware of your surroundings. Pay attention to deer crossing signs that indicate areas of high deer activity. Also, keep an eye out for their eyes, which reflect light from your headlights. Drive slow around bends or corners where visibility is reduced.

If you see one deer, anticipate more in the area. Deer will rarely cross a street in a group. Slow down when you see a deer and look for others on the side of the road. Drive especially slow when other cars are near. Slamming on your breaks or swerving could cause a serious accident, so avoid these maneuvers as they could endanger your life and the lives of other drivers.

Whitetail deer are part of the Illinois landscape of flora and fauna. Sharing our roads with them can be dangerous, but the risks can be mitigated with safe driving and preparedness. If you are involved in an accident with a deer, stay safe by pulling your car off the road, putting your emergency flashers on, and assisting anyone who has been injured. Report the accident and exchange contact and insurance information.

Wildlife Accidents and Insurance Claims

A lot of people assume uninsured motorist coverage will cover your losses when there are no other insurance policies against which to file a claim. This is only true in cases where another motorist was involved. However, many severe motor vehicle-deer accidents involve multiple cars, in which case you might have a right to compensation from the liable party.

If a deer caused the damage to your car, your comprehensive coverage should pay your claim. If you swerved to avoid hitting a deer and hit another vehicle or property, your collision coverage will pay your claim. And if you have PIP or med-pay insurance, that coverage might pay your medical bills up to your policy limits. Speak with an experienced Arlington Heights auto accident attorney if you are involved in an auto accident. A knowledgeable attorney can help determine your options for seeking compensation based on liability.

Sharing the Road With Wildlife

Fall is a beautiful time of the year in the Northwest suburbs, and deer can add to the ambiance. Stay aware of deer and other wildlife whenever driving to avoid potentially dangerous accidents and enjoy the season safely.

If you have been injured in an accident and have a preexisting injury, Arlington Heights personal injury attorney Ronald F. Wittmeyer can help. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

 

 

 

Health Insurance Refusing to Pay? Here’s What You Should Know About Subrogation

Health Insurance Refusing to Pay? Here’s What You Should Know About Subrogation

Who Pays First?

After treating injuries from an accident, many people receive a notice from their health insurance company stating it may or may not be responsible for paying your bill. Many people think their health insurance company is refusing to pay. In reality, the health insurance company is explaining their right to subrogated interest.

What Is Subrogation?

When faced with mounting medical bills and an uncooperative health insurance company, many people don’t know what to do. The fact is your health insurance company has a duty to pay your medical bills according to your policy. But your insurance company might have a claim to subrogated interest. This means that they might have a right to reimbursement after they pay your claims. You still have a right to compensation for your losses. Your compensation, however, could be reduced by the subrogation claim your health insurance company has.

How Subrogation Works

If your health insurance company paid for $5,000 of medical bills for treatments for your injuries sustained in an accident, and you received $10,000 compensation from the liable party’s insurance company, your health insurance company could be entitled to reimbursement for the $5,000 paid.

Further Complications

This is a simplified example used to illustrate how the transfer of the right to compensation works. Additional factors that can affect subrogation include the difference between what the provider billed and what the insurance company ultimately paid. Also, the specific language in your insurance policy can affect how subrogation laws are applied in your case. Expect further complications if you have Medicare or are receiving workers’ comp benefits, both of which handle subrogation rights a little differently.

Insurance claims can be complex, especially when there are multiple policies involved. To ensure your medical bills are paid and you receive fair compensation for your losses, work with an Arlington Heights personal injury attorney when handling your claim. A skilled attorney can review your insurance policies and those of the liable party. Then, he or she can determine whether your insurer has a right to compensation and explain how that can affect your settlement.

 

Dealing with medical bills after an accident can be overwhelming, but Arlington Heights personal injury attorney Ronald F. Wittmeyer can help. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

 

 

Nursing Home Generators: Keeping Residents Safe

nursing home power outage

Three months ago  Hurricanes Harvey, Irma, and Maria devastated parts of the United States. Many parts of Texas, Florida, and Puerto Rico continue to reel. Of course, their main concern remains clearing, repairing, and rebuilding their landscapes and homes. However, some saw frightening images of the affects on nursing homes. What happens to the residents in their care when the power goes out?

La Vita Bella Nursing Home

On August 27, 2017, Timothy J. McIntosh, the son-in-law of the facility owner the Dickinson, Texas La Vita Bella nursing home, tweeted a picture of an elderly woman sitting in waist-high murky water from the flooding of Hurricane Harvey. In his post, McIntosh was urging rescue teams to help evacuate the nursing home by demonstrating just how dreadful the situation had become. People shared the photograph via Twitter and Facebook. Ultimately, this story had a happy ending. The nursing home residents were successfully relocated to another nearby facility.

While this situation and other like it ended happily, Florida wanted to become more proactive.

Florida’s Attempt to Require Generators at Nursing Homes

Florida Governor Rick Scott urged his legislators to act. He urged passage of a bill requiring all nursing homes and assisted living facilities to have back-up generators with enough fuel to sustain power for 96 hours. This specific piece of desired legislation came as a result of an incident at a Broward, Florida nursing home where damage from Hurricane Irma lead to the facility’s air-conditioning system failing and causing the death of six residents.

In September, Governor Scott enacted an emergency rule. The rule required all nursing homes and similar facilities to meet the generator and fuel requirement. However, the discussion did not go much farther. When Governor Scott met with legislators and the Florida Agency for Health Care Administration on Friday, November 3, the meeting lasted 30 minutes. Many hoped that the emergency rule would become codified. However, that did not occur.

Administrative Law Judge Garnett Chisenhall

Previously on Friday, October 27, Administrative Law Judge Garnett Chisenhall ruled that the regulation was an over-reaction to the deaths at the Broward, Florida nursing home. The judge advised that the Florida Agency for Health Care Administration did not have the “authority to require all nursing homes and assisted living facilities to purchase generators and fuel by Nov[ember] 15” as required by Governor Scott’s emergency ruling from September.

Administrative Law Judge Garnett Chisenhall came to his decision based on a multitude of reasons:

  • Technical experts
  • Electricians
  • Meteorologists attesting to the likelihood of a similar hurricane occurring this year
  • a prior act revoking the nursing home’s license after the incident
  • The lack of correlation between the incident at the nursing home and other nursing homes within the state of Florida

Ultimately, Judge Chisenhall concluded that a vast majority of nursing homes and ALFs could not comply quickly. He noted that it seemed impossible for them to achieve compliance by Nov. 15, 2017.

What Does This Mean for Illinois Nursing Homes?

Governor Scott has appealed the decision. But this dialogue has caused many Illinois laws and regulations say. Many have wondered what nursing home regulations regarding power generators exist. How do nursing homes in Illinois ensure the safety of their residents in power outages?

Illinois states that each nursing home facility within the state of Illinois “shall have policies covering disaster preparedness, including a written plan for staff, residents and others to follow.”

The plan shall include, but not be limited to, the following:

  • Proper instruction in the use of fire extinguishers for all personnel employed on the premises;
  • A diagram of the evacuation route;
  • A written plan for moving residents to safe locations within the facility in the event of a tornado warning or severe thunderstorm warning; and
  • An established means of facility notification when the National Weather Service issues a tornado or severe thunderstorm warning that covers the area in which the facility is located. The notification mechanism shall be other than commercial radio or television.

The rules further state that nursing homes must hold a fire drill at least quarterly for all employees. They must hold any other disaster drills two times annually for all personnel. The importance of practicing resident evacuations is also stressed throughout the rules. However, they do not require nursing homes to purchase and maintain backup generators.

As technology continues to improve our way of living and as we become more reliant on it, the likelihood of natural disasters creating a debilitating situation for nursing homes in the United States will continue making this issue one that will not disappear any time soon.

How New Technologies Can Help Heal Severe Fractures

How New Technologies Can Help Heal Severe Fractures Bone fractures can be painful, take months to heal, and require ongoing physical therapy. Some severe fractures—like nonunion fractures— never fully heal properly and cause a lifetime of problems for the patient. Non-union fractures are common after severe auto accidents.

Bone Healing Goes Tech

Patients can suffer from their fractures even after surgeries and long periods of rehabilitation. And non-union fractures can cause problems with mobility, function, and quality of life. New technologies, however, offer more effective ways to heal severe bone fractures, giving patients a better chance of making a full recovery.

Instead of just providing support for bones to reconnect and grow back together, like a cast does, certain new technologies using gene and stem-cell therapy help generate bone growth. This speeds the healing process and results in a more seamless union.

A Better Way to Heal

Fractures can’t heal fully when the body doesn’t produce enough bone material on its own. Stem-cell therapies utilize stem cells. Stem cells can differentiate into many different types of cells to boost osteocyte (i.e., bone-forming cell) production. But stem cells can be difficult to harvest.

New methods of extraction are allowing doctors to collect more stem cells and bone material from the patient in a less invasive way. This new method makes use of fluid naturally produced during orthopedic procedures. The fluid contains stem cells from marrow and bone materials. When filtered and concentrated, this material helps heal severe fractures sooner.

Bone morphogenetic proteins (BMPs) can also trigger bone growth. Researchers have developed a new way of injecting BMP genes into bone-producing cells using a micro-delivery system and an ultrasound wand. This method is more effective than the older method of injecting BMP genes directly into the affected area.

The Prognosis

Gene therapy and stem-cell therapy are reinventing the way we treat severe fractures. But experiencing a severe fracture is still painful and takes time to heal. Being injured in an accident can be a traumatic ordeal. At a time when you should be focused on healing, you could find yourself battling with insurance companies to get your medical bills paid.

Whenever you suffer serious injuries in an accident, you should be working closely with an experienced personal injury attorney to ensure your rights are protected. Serious injuries—like nonunion fractures—can cause lifelong pain and complications. And your insurance settlement should reflect your future losses. An experienced Arlington Heights personal injury attorney can handle the tedious legwork of your claim while you focus on healing, ensuring you receive maximum compensation for your injuries.

 

Getting the compensation you deserve shouldn’t be a battle, and Arlington Heights personal injury attorney Ronald F. Wittmeyer understands how you feel. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

 

Get Your House Ready for Winter

winter

The Midwest welcomed the seasonably warm month of October with open arms. We loved the 80-degree days and extended summer. However, we quickly wrapped our arms around ourselves for warmth as our temperatures dropped to an unexpected 40-degrees on Saturday, October 28th. With the cold weather nowhere close to disappearing, it is important to prepare ourselves and our family member for the cold.

While we are still in the fall season, it is never too early to start preparing for the winter cold especially since the blustery, winter cold is not waiting to arrive.

According to the State of Illinois’s Emergency Management Agency “Winter Weather Preparedness Guide” should prepare three things: their family, their home, and their car. This preparation should be done by assembling a family emergency supply kit, winterizing your home, and placing a traveler’s winter weather supply kit in your vehicle.

Family Emergency Supply Kit

In the event that your home should lose power stranding both you and your family in the winter cold, you and your family should prepare a family emergency supply kit. First, according to the Emergency Management Agency, a family emergency supply kit should include:

  • A battery-powered National Oceanic and Atmospheric Administration (NOAA) Weather Radio and a battery-powered commercial radio. Be sure to have additional batteries in the kit as well.
  • Non-perishable food items such as dried fruit, granola bars, and canned food items. Be sure to have food that does not require cooking in the event that you do not have appliances to cook the food in.
  • Extra medications and special items for babies, the disabled, the elderly, or those with medical conditions.
  • Additional clean water in clean containers.
  • Flashlights and extra batteries. Avoid candles due to the potentiality of starting a fire.
  • A first-aid kit that includes non-prescription drugs and personal sanitary items.
  • Pet supplies including food, one or two toys, treats, and leash as well as any other pet specific items needed.

Use these items for short term emergencies. They will help you and your family stay safe in an emergency.

Winterizing your Home

The Emergency Management Agency states that homeowners should:

  • “Insulate walls and attics.
  • Caulk and weatherize doors and windows.
  • Install storm windows or cover windows with plastic.”

 

Keep Your Pipes From Freezing this Winter

Another consideration for homeowners during the winter months is the chance of freezing pipes. The Emergency Management Agency illustrates how to prepare your pipes to keep them from freezing in the winter:

  1. “Locate and insulate the pipes most susceptible to freezing: typically those near outer walls, in crawl spaces or in attics.
  2. Heat tape or thermostatically controlled heat cables can be used to wrap pipes. Be sure to use products approved by an independent testing organization, such as Underwriters Laboratories Inc., and only for the use intended (exterior or interior). Closely follow all manufacturers’ installation and operation instructions.
  3. Seal any leaks that allow cold air inside where pipes are located.
  4. Disconnect garden hoses and shut off and drain water from pipes leading to outside faucets.
  5. Make sure you know how to shut off the water, in case pipes burst.”

When You’re Snowed In

While these steps help lessen the likelihood of losing heat or water in the winter, there are still preparations that need to be taken to help in the event that you and your family are frozen or snowed in. Here are a few tips to ease the stress of being stuck in doors and keeping warm:

  • First, have an emergency stash of heating fuel. When severe storms hit, fuel availability may be scarce due to transportation issues.
  • Next, purchase and maintain emergency heating equipment. Examples include fireplaces, wood burning stoves, or space heaters. Keep ample fuel so that at least one room of your home can be warm at a time. Have proper ventilation when utilizing these heat sources to avoid carbon monoxide poisoning.
  • Always have a fire extinguisher or multiple fire extinguishers on hand, and be sure that all members of your family know how to use one.

Traveler’s Winter Weather Supply Kit

When a home’s power goes out, at least the owner and their family have access to their belongings and emergency items. However, when a traveler is on the road and an emergency strikes in the cold, her predicament is a much harsher one. To keep from being stuck in the cold without any protection, the Emergency Management Agency advises that all travelers carry an emergency winter car kit.

How to Build an Emergency Kit for Your Car

How to Build an Emergency Kit for Your CarEmergencies can happen at any time, but rarely are we as prepared as we need to be. This is particularly true when it comes to emergencies on the road. The good news is you can better prepare for accidents, natural disasters, and other emergencies by building an emergency kit for your car. An emergency kit can ensure you are ready to face the many risks of the road.

Crafting Your Kit

An emergency kit should include supplies for extreme weather, getting stranded, getting in accidents, and treating injuries.

In Illinois, we face the risks of torrential rains, storms, and freezing temperatures. Extreme weather events can make traveling unsafe, and sometimes the safest thing to do is pull over. In winter, keep a shovel and sand in your kit to help you stay mobile on ice and snow. Include an ice-scraper for visibility, and a few emergency blankets to keep you warm in case you are stranded. Add nutrient dense but space efficient foods like nuts and chocolate and plenty of water, too.

Other general use items such as flashlights, jumper cables, flares, a flat tire kit, and a full gas can will help cover your bases if you experience mechanical issues.

Be Ready for Accidents

You will also want to include a few items that will come in handy in case you get in an accident. Stock your emergency kit with first aid essentials. Pack rubber gloves; compress dressings, antiseptics, sterile gauze, bandages, a space blanket, aspirin, tweezers, and a breathing barrier at a minimum.

Include a disposable camera, pen and paper, and a tape recorder, too. These can help you collect and preserve evidence if you get in an accident and seek compensation. Recording statements, sketching the scene of the accident, and taking pictures can strengthen your insurance claim.

Preparedness is Key

The items above can prepare you to face common emergencies. But if you are involved in an accident, you will need an attorney to prepare you for the insurance battle you may face ahead. An experienced Arlington Heights car accident attorney can explain the process for seeking compensation for your losses. Legal red tape and insurance industry practices can make seeking compensation stressful and overwhelming. An attorney can assist you with the process step by step, helping you receive the compensation you deserve with less stress and hassle.

 

If you’ve been in an accident, Arlington Heights personal injury attorney Ronald F. Wittmeyer can help. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

 

 

How to Avoid and Treat Slip and Fall Accidents

How to Avoid and Treat Slip and Fall AccidentsAs a personal injury firm, we field many calls from people with questions about what happens when you slip, trip, or fall and injure yourself on someone else’s property. These cases—referred to as a slip and falls in the industry—spur a lot of controversies because the media tends to sensationalize the relatively rare windfall judgment. Nevertheless, it’s important to understand how these types of cases are treated and what your rights are if you’re injured.

Negligence on the Premises

While the chance to retire rich from slipping in a grocery store is intriguing, slip and fall accidents are anything but glamorous. You aren’t automatically entitled to compensation if you injure yourself on someone else’s property. Also, these cases can be difficult to litigate. The injuries you could suffer from slipping and falling are significant, so it’s wise to try to avoid these types of accidents and treat them properly if you do suffer one.

Prevention and Treatment

Slipping and falling on liquids, solids, or ice can cause severe injuries requiring a lengthy and costly recovery. Common injuries include broken bones, head trauma, and internal injuries. Property owners sometimes subject customers and guests to these risks, so stay aware of your surroundings. Be careful whenever it’s icy, and steer clear of liquid if you see it on the ground.

If you slip and injure yourself, get medical help as soon as possible. Minor injuries can become more severe if left untreated. Unseen injuries—such as concussions—should be treated right away. The recovery from a slip and fall accident can be a long one, especially if you suffer severe fractures or need ongoing physical therapy. This is particularly true for the elderly or those with brittle bones.

Proving Fault

After seeking medical care, your next step should be to call an attorney. To receive compensation, you will have to prove liability, which can be difficult to do. A business or property owner could be liable if it had a duty to provide a safe premises for customers and guests. If it did not provide a safe premises, you could be entitled to compensation if you were injured on the property. Typically, this compensation would include medical bills, lost wages, and pain and suffering. But first, the plaintiff must prove the business or property owner was—or should have been—aware of the unsafe condition, was responsible for it, and did nothing about it.

Seeking Compensation

It can be difficult to prove fault in slip and fall cases. Consult with an attorney if you are injured on someone else’s property. An attorney can help you parse out the details of the incident that could demonstrate liability. It’s crucial to call an attorney right away. Important pieces of evidence—such as pictures of the premises— that could make or break your case must be preserved. An attorney can take quick action in your case to give you the best chance of receiving compensation.

 

If you’ve been injured as a result of someone else’s negligence, Arlington Heights personal injury attorney Ronald F. Wittmeyer can help. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

About the Firm


Ronald F. Wittmeyer, Jr. practices plaintiffs' personal injury law at his office in Arlington Heights, Illinois.

About Ron

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