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Every car accident that occurs in the Elgin area has the potential to result in a civil lawsuit. This is because every accident is someone’s fault, and there may be significant disputes over the fault of the incident or the extent of a victim’s losses. Fortunately, lawsuits after car crashes are rare. It is far more likely that the case will end with an insurance settlement that brings an end to the dispute.

An auto wreck attorney at the Law Offices of R.F. Wittmeyer, Ltd. could help you receive a fair Elgin car accident settlement. They work to explain the insurance claims process, demonstrate fault for the collision, show the severity of your losses, and take the lead in negotiations that seek out fair compensation.

What is the Purpose of an Elgin Car Accident Settlement?

A car accident settlement is the most likely outcome after a crash. It is also the most efficient way to collect compensation for a person’s losses. Every driver in Elgin is required to have insurance. These policies can carry substantial coverage that shields an at-fault driver from personal liability. As a result, most cases seek to recover compensation through a claim against the other driver’s insurance policy.

Agreeing on an insurance settlement usually brings a car accident case to a close. Most people will find that insurance coverage is more than sufficient to cover their losses following a crash. However, it is possible that a defendant driver is underinsured, and a separate lawsuit will still be necessary. Nevertheless, pursuing compensation through a motor vehicle collision settlement with the help of a knowledgeable lawyer should always be the first choice for collecting the payments necessary to set things right.

Steps Involved in Pursuing an Elgin Car Crash Settlement

Collecting fair compensation following a car crash requires people to prove two essential concepts. First, they must prove that another driver was to blame for the collision. This applies to cases that seek compensation through an insurance settlement since policies will not pay out benefits unless they are convinced that they would lose should the case go to trial. An experienced lawyer at the Law Offices of R.F. Wittmeyer, Ltd. could take the lead in gathering the evidence needed to prove that another motorist was to blame for the collision.

The other key element in car crash cases is the extent of a victim’s losses. The goal is always to collect the compensation needed to set things right. Even so, insurance companies will not pay for a victim’s losses unless that victim can connect those losses to the incident. A skilled attorney could help to pursue compensation for medical bills, lost quality of life, and missing wages that resulted from another driver’s negligence.

Statute of Limitations

There is a limited time under the law to demand payment following a car crash. 735 ILCS 5/13-202 says that people must bring a case to court no more than two years after the date of the incident. Insurance companies are aware of this law and will not make settlement offers if the time to demand payment in court has elapsed.

Call an Attorney for Help Securing an Elgin Car Collision Settlement

Most car accidents in Elgin that result in a personal injury will end with an insurance settlement. This protects the defendant driver from personal liability in most cases and is far more cost-effective than taking a case to trial. Even so, the burden remains on you to prove that the other driver caused the accident and demonstrate the extent of your losses.

A talented lawyer is prepared to help you to pursue your Elgin car accident settlements. From day one, they could work to prove fault for the collision, protect your legal rights, and demand that insurance companies provide promised benefits. Get in touch with the Law Offices of R.F. Wittmeyer, Ltd. today.

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