Being involved in any type of collision can disrupt your life. If you were hurt in a car accident in Aurora, pursuing a settlement could help cover your expenses and support your recovery. However, navigating the claims process can be complex, especially when insurance companies try to minimize payouts.
Working with a hardworking and highly skilled auto collision attorney can be critical to securing a fair settlement. The lawyers at the Law Offices of R.F. Wittmeyer, Ltd. have decades of experience negotiating with insurance companies and helping clients pursue compensation for their injuries. Call today to set up an initial consultation.
Factors That Affect Car Accident Settlements
Several elements can influence the value of a car accident case and determine the amount of settlement in Aurora. These include the following:
Severity of Injuries
More serious injuries generally result in higher settlement amounts because of the increased cost of medical treatments and long-term care needs.
Property Damage
The settlement amount is influenced by the amount of damage the vehicle has sustained. If a car is totaled in a wreck, this can result in a higher settlement total.
Lost Wages
Lost income due to time off work due to injuries or recovery will also be factored into the amount of any settlement. This also applies to reduced earning capacity due to a permanent disability.
Pain and Suffering
Other damages, such as emotional distress and loss of enjoyment of life, could also be considered. If you are dealing with anxiety, PTSD, or depression as a result of the incident, these could fall under non-economic damages.
Illinois follows a comparative negligence rule, meaning your settlement could be reduced if you are found partially responsible for the accident. The seasoned personal injury attorneys at the Law Offices of R.F. Wittmeyer, Ltd. are familiar with Aurora car accident claims and could help assess your case and estimate what your settlement might include based on these factors.
The Settlement Process
The settlement process typically begins when your lawyer files a claim with the at-fault driver’s insurance company. This involves gathering evidence, such as medical records, hospital bills, and police reports, to support your claim.
Once the insurance company reviews the claim, they may offer a settlement. This initial offer is often lower than the injured party deserves. This is often on purpose, especially if an attorney is not involved. However, a well-versed car accident lawyer in Aurora could negotiate with the insurance company on your behalf to reach a fair settlement that reflects the true extent of your damages.
When a Settlement May Not Be Enough
While many car accident cases in Aurora are resolved through settlements, some situations may require filing a lawsuit. This could happen if the insurance company refuses to offer a fair amount or disputes liability. A knowledgeable legal professional could help you decide whether pursuing litigation is the best course of action for your situation.
Call an Experienced Aurora Car Accident Attorney for Help with Your Settlement
When you are injured in a collision, securing a fair settlement could be crucial for your recovery. The Law Offices of R.F. Wittmeyer, Ltd. have decades of experience negotiating settlements and representing clients in court when needed.
Contact our office today to learn how we could help you pursue the compensation you deserve.