Contrary to popular belief, civil attorneys help with more than just litigating against negligent parties after a car crash. In fact, injured victims often gain the best chance at recovery for their losses by seeking legal assistance in communicating with insurance companies.
There are many common misconceptions around insurance following a traffic wreck caused by someone else. An injured victim may feel that the other person’s insurance should have to pay for their medical bills rather than using their personal policy. They may also try to negotiate with claims representatives on their own. However, dealing with insurance companies after a Kenosha car accident will be challenging without skilled legal counsel on your side. If you were injured in a recent auto collision, it is recommended that you reach out to a nearby attorney as soon as possible to advise you.
Using Your Own Health Insurance for a Traffic Collision
A knowledgeable car crash lawyer could advise Kenosha residents on the best insurance coverage to use for their medical bills after a traffic wreck, which is typically their own health insurance. This may seem illogical to those who were hurt by another negligent party, such as in a rear-ending or hit and run accident. However, the adverse insurance company will usually throw their bills in a file rather than pay them.
Although a persistent attorney could help ensure that the other driver’s insurance pays in the long run, it is advised that injured victims first submit their medical bills to their own insurance company to avoid collection notices from the hospital or their doctor. Many times, a person’s health insurance will also discount their medical bills, leaving them with a portion for their deductible or co-pay. In vehicle collision cases, a seasoned Kenosha attorney will typically advise using medical payments coverage from one’s own auto policy to pay co-pays, deductibles or non-covered items under their health insurance.
For over thirty years, the attorneys at the Law Offices of R.F. Wittmeyer, Ltd. have helped injured parties receive the compensation they deserve after a car accident. Because many of our attorneys have worked for insurance companies, we understand their processes and can help you through this difficult process.
Medpay Insurance Policies in Kenosha
Medpay is like a mini coverage policy under one’s auto insurance. It typically covers about $5,000, but regardless of the amount, a nearby legal consultant could help a policy holder use Medpay to their greatest advantage.
Usually, this coverage is most effective when a car crash victim first puts their medical bill through their own health insurance company. After part of the bill is paid and potentially discounted, the leftover amount that a person is responsible for can be submitted to their own auto Medpay. In this way, an injured victim can often avoid paying anything out of pocket.
How to Handle Insurance Adjusters for a Car Crash Claim
In seeking payment from the other driver after a traffic accident, one may be approached by the adverse insurance company. These claims representatives might seem nice over the phone, and they may make promises to pay for everything an injured victim is entitled to.
However, it is important to remember that these insurance adjusters work for the other party and have adverse interests. Their job is to pay as little as they can to an injured person and get them to release their claim. As such, they may act kind and responsive to get a claimant to make certain admissions. An experienced lawyer could handle insurance adjusters on behalf of an injured Kenosha resident to ensure they do not give information that could minimize or ruin their car accident claim.
Enlist a Kenosha Attorney to Deal with Insurance after a Car Accident
Studies have shown that people with strong legal representation recover more from their car accident claims than those without, even after paying attorney’s fees. At the Law Offices of R.F. Wittmeyer, Ltd., you only pay a percentage of whatever we are able to help you recover. We could work tirelessly on your behalf to maximize this amount.
If you were injured in a Kenosha car accident, it is vital that you contact a dedicated attorney as soon as possible for help dealing with insurance companies. Call for a free consultation today.