• R.F Wittmeyer
  • September 28, 2017

Insurance companies frequently request medical records when evaluating claims. The adjuster needs to corroborate your records with the medical bills you submitted for compensation. The insurance company doesn’t have an inherent right to view your records, which is why they will ask you to sign a release granting them the right. But without medical records, your claim will most likely be denied.

Determining the Scope

Typically, an insurance company will only need to view records of treatment received for the injuries in question (i.e., the ones you are seeking compensation for.) But it is not uncommon for adjusters to try to get a hold of your past medical records, too. They do this to try to get an upper hand in your case.

Claims adjusters will look through medical records to determine the value of the claim and to find reasons to deny your claim. For this reason, don’t sign a blank release giving them access to all your records. Instead, limit the scope by listing the specific providers who’ve treated your injuries sustained in the accident and the date range of the records.

You can also protect yourself by having a lawyer request the records before sending them to the insurance adjuster. By reviewing your records before they are sent out, you can make sure there is not irrelevant information in them. If there is, you can redact what information the insurance company doesn’t need.

Your Right to Privacy

Don’t let insurance companies snoop through your entire medical history. Be smart about what records you release, and have an attorney review the release before you sign it. Protecting your rights when dealing with insurance companies is the key to getting fair compensation. If you want to learn about your rights, speak with an experienced Illinois personal injury attorney. An attorney can advise you of your rights and help you cooperate with the insurance adjuster without compromising your claim.

Even if you have a right to fair compensation, it’s no picnic going up against mega insurance companies to fight for what you deserve. So when out on the road, remember to drive defensively to reduce your risk of getting in or causing an accident. Also, speak with an experienced Arlington Heights personal injury attorney if you need help filing a claim. An attorney can help you navigate the insurance claims process, so you get the compensation you deserve.

to speak to a member of our team today.

Captcha Verification*
 

Dear Friends and Clients of The Law Offices of R.F Wittmeyer, Ltd.:

 We want to assure you that during this time of international emergency due to the COVID-19 virus, our law firm is continuing to serve the needs of our clients and of our community.  Our office remains open for business, but is staffed by just a few of us. To protect the safety of our employees, most of us are working remotely.

The courts, for civil matters, are essentially closed at this point.  Most of the local court systems have issued emergency orders continuing all civil cases for 30 days.  We are using this time to continue to prepare your cases for settlement or trial.

 Do not hesitate to call us or email us with your questions or concerns, or if you would like to discuss a new case, as we remain available to address your needs.

We hope that each of you and your families stay safe and healthy during this unprecedented challenge.

Yours Sincerely,

Ronald F. Wittmeyer, Jr.

Managing Attorney