Information About Insurance and Hiring an Attorney After a Motorcycle Wreck
In the immediate aftermath of a crash, you may be in shock and unsure of your next steps. You may have questions about insurance and whether hiring a lawyer is the best option after a motorcycle accident.
Our skilled biking collision attorneys could help you through the claims process and negotiations with insurance companies. Call the Law Offices of R.F. Wittmeyer, Ltd. today to schedule an initial consultation with our legal team.
Should I Contact My Insurance Company or an Attorney First After a Crash?
Most insurance policies require that drivers report an accident within a reasonable timeframe as part of the policy, usually within 24 to 72 hours, so it is crucial to prioritize this step.
However, if you are seriously injured from the collision, you may want to consider contacting a lawyer first. Early consultation with a legal professional could put you in a proactive position, especially if the other party is also meeting with their lawyer.
Are There Penalties for Not Having Insurance?
Operating a motorcycle without insurance in Illinois is not just a risk but also a criminal offense. If you are pulled over by an officer or involved in an accident and cannot provide proof of insurance, you could be ticketed for the offense. This is a serious matter that all drivers should be aware of.
How Should Injured Parties Document an Accident to Support Their Claim?
Several steps should be taken after a collision to help support a case for compensation. Once you have examined yourself and others for injuries and contacted the proper authorities, you can begin to document the scene.
If possible, photograph the immediate accident site to depict the damage and injuries. Collect contact information from those involved and any witnesses whose testimony may be helpful later. It is also important to exchange insurance information with the other driver.
If you sustain any injuries, even minor, make sure you document these by seeing a medical professional. A doctor’s report can be beneficial in securing compensation in a settlement or court.
Should You Speak to the At-Fault Party After the Accident?
A legal professional would usually not recommend conversing with the at-fault party in the immediate aftermath aside from making sure everyone is okay and exchanging information. Any statements made could be recorded and used against you.
Similarly, it is always best to avoid talking to the responsible party’s insurance company and to allow your motorcycle collision lawyer to do so on your behalf. They could handle negotiations and ensure all documentation is filed as needed.
Call a Motorcycle Wreck Attorney to Discuss Information About Insurance and Compensation
When you or your loved one has been in a motorcycle accident, call our experienced attorneys to discuss information regarding your insurance and the incident.
Our compassionate legal team could guide you through the legal process of pursuing compensation from the at-fault party. Contact our law office today to schedule a consultation.