If you have been in a side-impact collision, you know how terrifying it can be. Also known as T-bones, these wrecks happen when the front of a vehicle hits the side of another, forming a T-shape. Since the impact occurs at an automobile’s weakest point, it can lead to catastrophic injuries.
Recovering after a side-impact crash can be financially, physically, and emotionally devastating. In addition to recovering from physical injuries, you and your family may be struggling to pay medical bills.
Before accepting a settlement, it is vital to seek legal counsel about your side-impact/T-bone car accident in Aurora. At the Law Offices of R.F. Wittmeyer, Ltd., we have over 30 years of experience handling personal injury claims. Our knowledgeable car collision attorneys could provide the information you need to decide how to proceed.
How Do T-Bone Wrecks Occur?
It can be challenging to piece together what happened in the aftermath of a car crash.
T-bone accidents usually happen because someone fails to stop at a stop sign or traffic signal. A driver can hit your car or appear in front of you without giving you time to slow down.
Several underlying behaviors can lead to a side impact collision, including the following:
- Excessive speeding
- Aggressive driving
- Intoxicated driving
- Distractions like texting
However, some factors may be outside of a motorist’s control, such as obscured stop signs or failing traffic lights.
Common Types of Injuries
Side impact wrecks can result in moderate to severe injuries, such as:
- Cuts and lacerations
- Broken bones and fractures
- Burns
- Internal organ damage
- Spinal damage
- Traumatic brain injuries
- Death
Identifying the responsible parties helps you determine who to sue for your injuries after an Aurora T-bone car crash.
Financial Responsibility and Insurance
In some states, drivers must carry Personal Injury Protection (PIP) insurance, which pays for each party’s injuries in an auto collision. In Illinois, PIP coverage is not required, nor is it available. Drivers can get a similar type of coverage known as MedPay, which can help pay their medical bills. Comprehensive insurance policies may also provide monetary support.
Insurance companies will use specific tactics to avoid financial responsibility, such as attempting to deny fault. Even your own insurance company may try to claim this, either by stating that the other party was responsible or checking if a coverage exception applies.
If insurance companies cannot deny fault, they will undervalue your claim. Most injuries have a pay range that reflects settlements and jury awards for similar harm. Insurers frequently offer settlements below the range, hoping you will be pressured to accept a low-ball offer. They may challenge the existence of injuries or the costs associated with their care.
An Aurora lawyer could prepare evidence beforehand to establish responsibility in a side impact car crash, determine the extent of your injuries, and calculate a fair damages award.
Learn More About Aurora Side Impact / T-Bone Car Accidents Today
Side-impact collisions frequently lead to severe injuries. Between the costs of medical care and the time away from work, they can be financially devastating for your family. At the same time, you may feel overwhelmed by beginning the legal process.
A seasoned personal injury attorney could negotiate with insurance companies and ensure you receive fair compensation for your injuries. Schedule an initial consultation with the Law Offices of R.F. Wittmeyer, Ltd. today to learn more about side impact/T-bone car accidents in Aurora.