• Personal Injury Law

    Free Consultation

  • This field is for validation purposes and should be left unchanged.

Post-Settlement: What Are Your Options?

Post-Settlement: What Are Your Options?Do You Have Options?


One of the most important things to consider before settling an insurance claim is whether the amount compensates you for all your present and future damages. Because once you settle a claim and cash the check, your options are limited.


What Does It Mean to Settle?


When you agree to a settlement amount, you will be asked to sign a form that releases the defendant and the insurance company of further liability. Legally speaking, someone without liability does not owe you a dime. So if you have medical expenses come up after you settle, you most likely won’t be able to ask the insurance company for more money. If you have any hesitations about signing the settlement agreement, talk to an attorney before you do so. The settlement is not legally binding unless you sign it, so don’t rush into it.


An Exception


Once you settle, you won’t be able to ask for more money from the defendant or insurance company. The settlement agreement—once signed—is a legally binding contract. You can’t negotiate the terms of the settlement after signing either. The only exception is if you find a mistake or a legal error in the agreement. But you can’t ask for more money just to cover unexpected expenses.


Compensation from Multiple Parties


You might be able to seek more compensation if there is more than one liable party. If you settle with one party, you might be able to seek compensation from the other(s) provided that your settlement agreement does not release all parties from liability. Some car accidents involve more than one liable party. For example, damaged or poorly maintained roads are common contributors to accidents. Because these are in many cases the responsibility of the city or state, you might be able to hold one of these parties liable. Construction site accidents can also involve multiple liable parties as there are typically several contractors working on the same site.


Take Your Time


Don’t rush into settling your claim until you know the extent of your injuries and how long they will take to heal. Also, always have an Illinois personal injury claim attorney review your settlement offer before signing it. It’s crucial you thoroughly understand the terms of the settlement offer. It’s also very important to make sure the amount reflects your total present and future damages. An attorney can help you do both.


If you want to settle your insurance claim, Arlington Heights personal injury attorney Ronald F. Wittmeyer can help. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.



About the Firm

Ronald F. Wittmeyer, Jr. practices plaintiffs' personal injury law at his office in Arlington Heights, Illinois.

About Ron


The Law Offices of R.F. Wittmeyer, LTD
"Mr. Wittmeyer and staff are very knowledgeable, honest, and friendly to deal with. They will answer your questions and help you get the representation you need and deserve. They are very experienced and thorough with the cases they handle."

Client of Ron Wittmeyer
5 / 5 stars

More Testimonials