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Post-Settlement: What Are Your Options?

Post-Settlement: What Are Your Options?Do You Have Options?

 

One of the most important things to consider before settling an insurance claim is whether the amount compensates you for all your present and future damages. Because once you settle a claim and cash the check, your options are limited.

 

What Does It Mean to Settle?

 

When you agree to a settlement amount, you will be asked to sign a form that releases the defendant and the insurance company of further liability. Legally speaking, someone without liability does not owe you a dime. So if you have medical expenses come up after you settle, you most likely won’t be able to ask the insurance company for more money. If you have any hesitations about signing the settlement agreement, talk to an attorney before you do so. The settlement is not legally binding unless you sign it, so don’t rush into it.

 

An Exception

 

Once you settle, you won’t be able to ask for more money from the defendant or insurance company. The settlement agreement—once signed—is a legally binding contract. You can’t negotiate the terms of the settlement after signing either. The only exception is if you find a mistake or a legal error in the agreement. But you can’t ask for more money just to cover unexpected expenses.

 

Compensation from Multiple Parties

 

You might be able to seek more compensation if there is more than one liable party. If you settle with one party, you might be able to seek compensation from the other(s) provided that your settlement agreement does not release all parties from liability. Some car accidents involve more than one liable party. For example, damaged or poorly maintained roads are common contributors to accidents. Because these are in many cases the responsibility of the city or state, you might be able to hold one of these parties liable. Construction site accidents can also involve multiple liable parties as there are typically several contractors working on the same site.

 

Take Your Time

 

Don’t rush into settling your claim until you know the extent of your injuries and how long they will take to heal. Also, always have an Illinois personal injury claim attorney review your settlement offer before signing it. It’s crucial you thoroughly understand the terms of the settlement offer. It’s also very important to make sure the amount reflects your total present and future damages. An attorney can help you do both.

 

If you want to settle your insurance claim, Arlington Heights personal injury attorney Ronald F. Wittmeyer can help. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

 

 

Can An Attorney Get Me a Bigger Settlement?

Can An Attorney Get Me a Bigger Settlement?As a personal injury law firm, we get many calls from potential clients who want to know whether we can get them a bigger settlement. Indeed, this is one of the most common questions we are asked. The answer—not to disappoint you—is that it depends on the specific facts and circumstances of the case.

 

Getting What You Deserve

 

Many factors can influence your settlement amount. But, generally speaking, an attorney will be able to make those elements work in your favor for a maximum settlement. For smaller claims, an attorney might not have a lot of leverage to get you a bigger settlement. In claims involving moderate to severe injuries, lost time from work, or long-term disability, however, an attorney might be able to get you a bigger settlement using the following techniques.

 

Experience With Insurance

 

Personal injury attorneys have extensive experience working with insurance companies. You may have filed a few claims in your life, but only a personal injury attorney will have seen the gamut of moves an insurance company will make to deny claims. They know every trick in the book and know how to spot and stop them.

 

This benefit is priceless because too many claimants are taken advantage of by insurance adjusters who are merely doing their job by making the insurance company money. The tactics they use can be sneaky. Unfortunately, if the claimant unknowingly agrees to something or signs the wrong piece of documentation, he or she could forfeit all rights to compensation.

 

An Understanding of the Law

 

An attorney can use the law to your advantage. Illinois personal injury law is complex. A good attorney can find the areas of the law that can strengthen your claim and emphasize them. He or she can also make sure the law is not inappropriately applied to your case by a less than forthright insurance adjuster.

Picking the Right Strategy

 

An attorney will know when to settle and when to litigate. Not all claims settle out of court. Claims of high value or involving disputed liability or facts are sometimes less likely to settle. A good attorney will be able to make a wise judgment call on when to file suit. Likewise, an experienced attorney will be able to navigate the litigation process, which can be lengthy, convoluted, and demanding of your time.

 

What An Attorney Can Do

 

Consult with an experienced Illinois personal injury attorney if you have questions about the personal injury claims process. An honest attorney can tell you whether your case is worth their time and your money. Most personal injury attorneys charge on a contingency basis. This means they only collect a fee if you win your case. He or she can also provide you with information that can help you make the best decision on how to handle your claim.

 

If you’ve been injured as a result of someone else’s negligence, Arlington Heights personal injury attorney Ronald F. Wittmeyer can help. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

 

About the Firm


Ronald F. Wittmeyer, Jr. practices plaintiffs' personal injury law at his office in Arlington Heights, Illinois.

About Ron

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