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Does the Insurance Company Have a Right to See All My Medical Records?

Does the Insurance Company Have a Right to See All My Medical Records?Insurance companies frequently request medical records when evaluating claims. The adjuster needs to corroborate your records with the medical bills you submitted for compensation. The insurance company doesn’t have an inherent right to view your records, which is why they will ask you to sign a release granting them the right. But without medical records, your claim will most likely be denied.

Determining the Scope

Typically, an insurance company will only need to view records of treatment received for the injuries in question (i.e., the ones you are seeking compensation for.) But it is not uncommon for adjusters to try to get a hold of your past medical records, too. They do this to try to get an upper hand in your case.

Claims adjusters will look through medical records to determine the value of the claim and to find reasons to deny your claim. For this reason, don’t sign a blank release giving them access to all your records. Instead, limit the scope by listing the specific providers who’ve treated your injuries sustained in the accident and the date range of the records.

You can also protect yourself by having a lawyer request the records before sending them to the insurance adjuster. By reviewing your records before they are sent out, you can make sure there is not irrelevant information in them. If there is, you can redact what information the insurance company doesn’t need.

Your Right to Privacy

Don’t let insurance companies snoop through your entire medical history. Be smart about what records you release, and have an attorney review the release before you sign it. Protecting your rights when dealing with insurance companies is the key to getting fair compensation. If you want to learn about your rights, speak with an experienced Illinois personal injury attorney. An attorney can advise you of your rights and help you cooperate with the insurance adjuster without compromising your claim.

Even if you have a right to fair compensation, it’s no picnic going up against mega insurance companies to fight for what you deserve. So when out on the road, remember to drive defensively to reduce your risk of getting in or causing an accident. Also, speak with an experienced Arlington Heights personal injury attorney if you need help filing a claim. An attorney can help you navigate the insurance claims process, so you get the compensation you deserve.

 

Getting the compensation you deserve shouldn’t be a battle, and Arlington Heights personal injury attorney Ronald F. Wittmeyer understands how you feel. With more than 30 years experience practicing plaintiffs’ personal injury law, we can fight aggressively on your behalf. Serving the Northwest suburbs including Arlington Heights, Buffalo Grove, Palatine, and surrounding areas, the Law Offices of R.F. Wittmeyer, Ltd. helps level the playing field against major insurance companies and corporations. If you’ve been injured or involved in an accident, call our office at (847) 357-0403 or fill out our online form to schedule a free consultation with one of our highly qualified Arlington Heights personal injury attorneys. The sooner we can learn about your case and your needs, the more effective we can be at recovering fair and adequate compensation for your losses.

 

 

 

 

About the Firm


Ronald F. Wittmeyer, Jr. practices plaintiffs' personal injury law at his office in Arlington Heights, Illinois.

About Ron

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